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Home Loan Calculators

These calculators are to be used as a guide only.
It does not reflect comparison interest rates and it is based on the assumption that interest rates will remain constant for the term of the loans you have entered.
The formulas used are for the purpose of calculating monthly repayments and is based on daily compounding interest. Loan timeframes and total repayment amounts are calculated through principal and interest servicing. The results of these calculators do not take into account loan setup or establishment fees nor government, statutory or lender fees, which may be applicable from time to time.

Useful Links

First home owners –

Australian Financial Compliants Authority –


Reserve Bank of Australia –

*The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

© R.F. Strategic Financial Solutions Pty ltd ABN 61 6070 918 69 is an authorized Credit Representative Number 511976 of  National Mortgage Brokers Australian Credit Licence 391209